Transunion offers total credit protection all in one place from credit score, credit report and credit alert. Alternatively, you can place or remove a security freeze on your Equifax credit report for. As part of your product, you can lock or unlock your Equifax credit report.
Then you can place a lock on your Equifax credit report. You can check your free Equifax credit report through myEquifax,, and you may be entitled to additional free credit reports under certain circumstances at /FCRA. Subscription price is 29.95 per month (plus tax where applicable). To replace a security freeze with a lock on your Equifax credit report, you’ll need to remove the security freeze first. One should also check their credit reports to make sure the information being reported is accurate and complete and to look for signs of potential identity theft. Checking your own credit reports is important because the more you know about your credit history, the better you may be prepared for making important financial decisions, such as purchasing a house or car. It also includes bankruptcies and accounts in collections, as well as a list of the lenders and other companies that have made requests to view your credit report, also known as inquiries. Account information includes your payment history, credit limits and balances, and the dates the accounts were opened and closed. Your personal details include information such as your name, Social Security number, aliases or former names, current and former addresses, and sometimes your current and former employers.
These detailed summaries of an individual’s credit history contain important information including personal information, account information, and inquiries. A nationwide credit reporting company must place a security freeze within 1 business day of your request if made by telephone or secure electronic means. Credit reports break down an individual's credit history and are prepared by one of the United States' three major credit bureaus. Equifax: Take control of your Equifax credit report, (800) 685-1111.